Study For Your Exam.

Life, Health, and Accident Insurance Agent

 
 

You Got This!!

We Highly Advice you to pass your Health/Life License test within 2 weeks of being hired. Reach out to a hiring manager if you have any questions.

Steps Required for Life & Health License:

  • ✅ Complete your Pre-licensing Education requirements (Xcel Solutions)

  • ✅ Pass your state **Life & Health agent exam

  • ✅ Complete LiveScan Fingerprint Scanning (Felony/Background Check)

  • ✅ Apply for National Producer Number (NPN)

    *Errors and omissions (E&O) insurance is required.

(Estimated cost to obtain your license: Approx. $150-$350, depending on your home state costs. Remember, none of these fees go to Family First Life (every licensed agent must undergo this process).

STEP 1: Register for a Test Date

*If you live in one of these states: Alabama, Colorado, Louisiana, Maryland, Michigan, Mississippi, North Carolina, South Carolina, Kentucky, or Tennessee (You will have to complete the study course before you’re allowed to schedule your exam)

✅ Schedule your exam with your state’s testing provider ⬇️

Type in your Home State ABOVE for Test Registration Help 👆👆

  • Receive an INSTANT 5% Comp Raise if you pass the test within 14 days of receiving Pre-Licensing Courses.

  • NOTE: During registration, Pre-License information / Sponsor= “Xcel Solutions”. (bottom of the list)

Every state has different requirements for obtaining insurance licenses.

CLICK HERE TO FIND YOUR STATE REQUIREMENTS

Questions? Call/Text Art at (909)538-2548

STEP 2: Finish Study Course

Challenge Yourself to pass the test within 2 weeks

✅ REGISTER FOR PRE-LICENSING STUDY COURSES AT:  https://partners.xcelsolutions.com/fflvictorylap-6qjm

  • Use the voucher link above so we can pay for your pre-licensing! (Yes, we’ll pay for your $205 pre-licensing course; it’s not free to us.)

    • 🌟 Education: Get License

    • -Line of authority: Life & Health

    • -Add the class to your cart, then create an XCEL account. (enter “N/A” for hiring manager name & email)

      • Your course expires 30 days after enrollment. STUDY with a purpose.

      • You will be responsible for the $39 extension costs if you don’t finish within 30 days; All Serious Agents should finish their studies with ample time left.

Life Insurance Agent Study

  • Get through the chapters and definitions quickly at first. Complete all chapter quizzes (don’t worry too much about your quiz scores at first). 

  • Once you get through all the material, Take the practice exams over and over again! Shoot for an 85% to feel comfortable on the real test.

  • A LOT of the questions are found on the real test!

  • Keep retaking the mock exam OVER AND OVER AND OVER to see different variations of questions and test examples.

  • Complete All Required Hours in each subject (Required study hours vary per state).

  • Focus on the definitions and subjects you were unaware of prior to studying.

  • The majority of the test is common sense and ethical reasoning.

  • You are studying to pass the test, not how to sell insurance. (We will teach you how to sell insurance after you get your license.)

  • After completing your courses, print out or save your certificate to present to the testing center.

**Remember: It is in your best interest to take and pass your test within the first 14 days of receiving your pre-licensing to receive an additional 5% INSTANT increase in commission! Take Advantage!

STEP 3: Pass Your Exam, & get fingerprints

✅​ After passing the test, get fingerprints/background check via “LiveScan” done

  • Cost: up to $40. Some test centers offer fingerprinting in-house after taking the test.

  • Information needed from LiveScan is found on the paper and/or email sent to you (after you pass, they send you a sheet with your test scores on it).

  • Google “Live Scan Fingerprinting Services” or call & ask your state’s Department of Insurance to find a location if your testing center doesn’t offer to fingerprint.

 Step 4: Register for your

National Producer Number (NPN)

** Please wait 24 hours AFTER passing the test to register for your license. The system needs 24 hours to find your test results in the registry.

✅​ AFTER FINGERPRINTS, REGISTER FOR YOUR STATE LICENSE!  HERE

  • You DON’T have to wait for fingerprint/background check. As soon as you pass the test, find a location to get it done!

  • Bring your exam receipt to the LiveScan location, they will know what to do from there.

  • YOU MUST complete the Test and Fingerprints before registering for your license.

  • Call your state’s Department of Insurance if unclear​ (Registration instructions and Phone # found on paper/email received after passing the test)


✅​ After Submission- Check On National Producer Number & State License Status

  • After 5 business days, we recommend calling your state’s Department of Insurance DAILY to check on your Life Insurance License’s progress.

  • Being consistent will help expedite the process to your NPN (speaking from experience).


🎉FINISHED!

✅​ When you get your National Producer Number, send a message to your text group chat and send your NPN to:

ARI@FFLSKYPOINT.COM &

send a text to Ari: +1 (702) 573-6886

to activate your FFL account.